5 Ways You Can Make Your Auto Insurance More Affordable

While the law may require you to carry auto insurance, there is nothing that says you have to pay a small fortune each month in order to maintain the insurance you require. In fact, obtaining affordable auto insurance can be much easier than many people realize. This is because there are many simple ways you can go about reducing your insurance premiums. In this article, you can learn more about five of the ways in which you can save money on your auto insurance. 

#1: Be Sure To Accurately Report Low Mileage

The more time you spend on the road each day, the greater your risk is of being involved in an accident. That is why insurance providers ask questions about how many miles you drive each day when you request a quote. If you spend a very limited amount of time on the road each day, taking the time to accurately report your low mileage can save you quite a bit of money on your auto insurance. 

#2: If Your Provider Offers A Safe Driver App, Be Sure To Sign Up

While not all insurance providers will offer access to a safe driver app, many major insurance companies are now offering these mobile apps. What makes these apps so great is that they allow you to qualify for a substantial discount on your auto insurance simply by demonstrating that you are a safe driver. These apps are completely free and do not require much effort from you in order to qualify for a discount. Consequently, if you are looking to save money on your car insurance, you will definitely want to sign up for this app.

#3: Choose The Highest Deductible You Can Afford

This money-saving tip is very simple, the higher you raise your deductible, the less your auto insurance will cost. Consequently, you will always want to choose the highest deductible that you can afford. 

#4: Always Buy Your Insurance Policies Through One Company When Possible

Most people require more than one type of insurance. For example, people will often need to purchase both auto and home insurance. When you purchase all of your policies through one company, you will be able to qualify for a discount on all of your policies. This discount is simply a reward for being a loyal customer. 

#5: Pay For As Much Of Your Policy Upfront As You Can

Many people do not realize that they are actually paying more for their auto insurance simply because they have chosen to make monthly installment payments. However, the fact is that insurance companies charge you a convenience fee when you choose to make monthly payments rather than paying for your policy upfront. While the most significant discount is given to people who pay for their whole policy upfront, you can also save by choosing to make just two installment payments. 

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